Nicolas P. Retsinas
There are 7 articles for this faculty member.
Once a Castle, Home is Now a Debtors' Prison
| Published: | February 2, 2012 |
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| Feature: | Op-Ed |
| Forum: | open for comment; 6 Comments posted |
Forget the notion of the home as "castle." Twenty-two percent of Americans owe more on their mortgages than the value of their homes. Nicolas P. Retsinas offers ideas for how these "debtors' prisons" can be turned into productive housing.
Published in 2011
Keeping Credit Flowing to Consumers in Need
| Published: | March 14, 2011 |
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| Feature: | Research & Ideas |
| Forum: | open for comment; 2 Comments posted |
Regulators and policymakers are debating the best ways to revamp our damaged system of consumer and housing finance. The problem: turning the regulatory spigot too tightly could shut off the flow of needed credit to millions of lower-income Americans. A discussion with professor Nicolas P. Retsinas.
Published in 2009
Credit is Not the Bogey
| Published: | March 4, 2009 |
|---|---|
| Feature: | Op-Ed |
"As we attempt to jump-start the economy of 2009, we should recognize both the risks and the advantages inherent in a robust credit industry," write HBS lecturer Nicolas P. Retsinas and Eric S. Belsky. The director and executive director, respectively, of Harvard University's Joint Center for Housing Studies, they offer a prescription for making credit neither too easy nor too hard to get.
Published in 2008
Financial Crisis Caution Urged by Faculty Panel
| Q&A with: | Jay Light, Robert C. Merton, David Moss, Nicolas Retsinas, Clayton Rose |
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| Published: | September 29, 2008 |
| Feature: | Views on News |
Dean Jay O. Light and a group of Harvard Business School faculty explored the origins and possible outcomes of the U.S. financial crisis at a recent "Turmoil on the Street" panel.
Podcast: Revisiting Rental Housing
| Podcast with: | Nicolas P. Retsinas |
|---|---|
| Published: | February 27, 2008 |
| Feature: | Research & Ideas |
The subprime loan debacle, which has caused thousands of families to lose their homes, has cast light on another housing crisis in the U.S.: the lack of affordable rentals. In this podcast Harvard Business School professor Nicholas Retsinas discusses how this situation came to be, and his new book, Revisiting Rental Housing.
A House Divided: Investment or Shelter?
| Published: | January 23, 2008 |
|---|---|
| Feature: | Op-Ed |
For decades Americans viewed their homes as a safe harbor, a place to put down roots. But the last decade saw the rise of housing as an investment opportunity. What comes next? asks Harvard Business School professor Nicolas P. Retsinas, director of Harvard's Joint Center for Housing Studies.
Published in 2007
Building Sandcastles: The Subprime Adventure
| Published: | September 12, 2007 |
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| Feature: | Views on News |
The early days of the subprime industry seemed to fulfill a market need—and millions of renters became homeowners as a result. But rapidly escalating home prices masked cracks in the subprime foundation. HBS professor Nicolas P. Retsinas, who is also director of Harvard University's Joint Center for Housing Studies, lays out what went wrong and why.
