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    Kluender, Raymond P.Remove Kluender, Raymond P. →

    Page 1 of 4 Results
    • 31 Jan 2023
    • Op-Ed

    Can Insurance Technology Solve the Uninsured Driver Problem?

    by Ray Kluender

    High fees prevent many drivers from buying auto insurance—often with catastrophic consequences. Raymond Kluender offers a novel way to make coverage affordable and roads safer: Let drivers pay for only the days they drive.

    • 24 Mar 2022
    • Research & Ideas

    Why Cutting Jobless Aid Isn't the Answer to Worker Shortages

    by Rachel Layne

    Many policymakers thought that halting COVID-related unemployment insurance would be a "silver bullet" to addressing worker shortages. In reality, cutting aid undermined consumer spending, says research by Raymond Kluender. Open for comment; 0 Comments.

    • 23 Nov 2020
    • Research & Ideas

    COVID Was Supposed to Increase Bankruptcies. Instead, They've Gone Down.

    by Rachel Layne

    Down economic cycles and increasing unemployment usually usher in a rise in bankruptcies. Not so in the COVID-19 recession, where just the reverse has happened. Research by Raymond Kluender and colleagues. Open for comment; 0 Comments.

    • 19 Oct 2020
    • Working Paper Summaries

    Bankruptcy and the COVID-19 Crisis

    by Jialan Wang, Jeyul Yang, Benjamin Iverson, and Ray Kluender

    Analyzing the impact of the COVID-19 crisis on bankruptcy filing rates in the United States, this study finds that large businesses, small businesses, and consumers experience very different effects of the crisis.

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