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25 results for karen mills in Working Knowledge
  • 22 Sep 2014
  • Op-Ed
  • Working Knowledge

Online Banks Fill Funding Needs for Small Business

by Karen Mills
In the final column on small business lending, Karen Mills is optimistic that the rise of alternative online banks can fund entrepreneurial business growth.
  • 21 Jul 2014
  • Research & Ideas
  • Working Knowledge

Is a Gap in Small-Business Credit Holding Back the American Economy?

by Karen Mills
...Karen Mills, former head of the US Small Business Administration, analyzes the current state of availability of bank capital for small business.
  • 28 Aug 2014
  • Op-Ed
  • Working Knowledge

Government Can Do More to Unfreeze Small Business Credit

by Karen Mills
In part three of her series on the state of small-business lending, Karen Mills discusses how public-private partnerships and government guarantee programs have the potential to enhance economic growth.
  • 02 Nov 2016
  • Op-Ed
  • Working Knowledge

Government and Financial Tech Can Fix Cash Woes for Small Businesses

by Karen Mills
Cash flow is a major concern for small businesses, which, on average, hold only 27 days’ reserve. Karen Mills looks at how "fintech" and government policies can pull companies off the cash flow edge.
  • 22 Dec 2016
  • Op-Ed
  • Working Knowledge

The Small Business Administration is a Model for How to Drive Economic Growth

by Karen Mills
Responding to a recent editorial in the Washington Post, Karen Mills argues that the Small Business Administration is an effective public-private partnership model that fuels economic growth, access, and opportunity for all Americans.
  • 30 Nov 2016
  • Op-Ed
  • Working Knowledge

Where Could More Regulation Help Small Businesses? Online Lending.

by Karen Mills and Brayden McCarthy
The regulatory system overseeing the financial technology industry is a tangle of multiple agencies and inconsistent rules. Karen Mills and Brayden McCarthy propose a six-point plan to regulate online lending.
  • 04 Aug 2014
  • Op-Ed
  • Working Knowledge

Why Small-Business Lending Is Not Recovering

by Karen Mills
Lending to small businesses has not returned to levels seen before the financial crisis. Karen Mills, former head of the US Small Business Administration, explains the reasons and why the situation is not likely to improve anytime soon.
  • 19 Nov 2019
  • Op-Ed
  • Working Knowledge

Gender Bias Complaints against Apple Card Signal a Dark Side to Fintech

by Karen G. Mills
The possibility that Apple Card applicants were subject to gender bias opens a new frontier for the financial services sector in which regulators are largely absent, argues Karen Mills.
  • 14 Aug 2014
  • Working Paper Summaries
  • Working Knowledge

The State of Small Business Lending: Credit Access During the Recovery and How Technology May Change the Game

by Karen Mills & Brayden McCarthy
Small businesses are core to US economic competitiveness. Not only do they employ half of the nation's private sector workforce--about 120 million people--but also since 1995 they have created approximately two‐thirds of the net new jobs in the country. Yet in...
  • 19 Feb 2018
  • Working Paper Summaries
  • Working Knowledge

The Supply Chain Economy: A New Framework for Understanding Innovation and Services

by Mercedes Delgado and Karen G. Mills
This study shows that a large and dynamic supply chain economy plays a crucial role in innovation and in the creation of well-paid jobs. Traded service suppliers are particularly important. Policies that help suppliers access skilled labor, buyers, and capital could be...
  • 16 Feb 2018
  • Working Paper Summaries
  • Working Knowledge

A New Categorization of the US Economy: The Role of Supply Chain Industries in Innovation and Economic Performance

by Mercedes Delgado and Karen G. Mills
This paper provides a novel industry categorization that quantifies the supply chain economy in the United States. Suppliers of goods, and particularly services, to business and government are a distinct and large sector, and play an important role in national...
  • 14 Dec 2016
  • Working Paper Summaries
  • Working Knowledge

The State of Small Business Lending: Innovation and Technology and the Implications for Regulation

by Karen Gordon Mills and Brayden McCarthy
New online fintech competitors have entered the small business lending space, filling a gap in small-dollar loans. More than 70 percent of small businesses seek loans in amounts under $250,000 and more than 60 percent want loans under $100,000. Gaps in regulation of...
  • 07 Sep 2020
  • Research & Ideas
  • Working Knowledge

How to Help Small Businesses Survive COVID's Next Phase

by Danielle Kost
For small businesses that have survived the coronavirus so far, what's next? Karen Mills outlines steps that business owners and government should take immediately.
  • 03 Apr 2019
  • Book
  • Working Knowledge

Fintech's Game-Changing Opportunities for Small Business

by Martha Lagace
In the new book Fintech, Small Business, & the American Dream, Karen Mills describes how technology is opening up new capital for entrepreneurs. Around the corner: The transformative benefits of AI and big data.
  • 25 Mar 2019
  • Research & Ideas
  • Working Knowledge

The Secret Life of Supply Chains

by Michael Blanding
While US policymakers and politicians focus on reviving the manufacturing sector, Mercedes Delgado and Karen Mills unearth a source of better jobs hidden in plain sight. Call it the supply chain economy.
  • 20 Dec 2018
  • Cold Call Podcast
  • Working Knowledge

Using Fintech to Disrupt Eastern Bank from Within

Re: Karen Mills
When Eastern Bank decided to battle a threat from new competitors, it hired a fintech executive to set up Eastern Labs and start innovating. Karen Mills discusses her case study on what happened next.
  • 09 Apr 2014
  • Research & Ideas
  • Working Knowledge

A Playbook for Small-Business Job Creation

by Carmen Nobel
...Karen Mills left her post as SBA Administrator for a joint fellowship at Harvard to tackle a question she's faced her whole career: How can the United States drive innovation and turn it into jobs?...
  • 20 Mar 2020
  • Research & Ideas
  • Working Knowledge

How Small Businesses Can Survive the Coronavirus Outbreak

by Danielle Kost
COVID-19 will put many small businesses on life support. Karen G. Mills, who has been advising policymakers on aid options, offers guidance to owners on the brink of ruin.
  • 06 Feb 2018
  • First Look
  • Working Knowledge

First Look at New Research and Ideas: February 6, 2018

...creation than the services sector, but a new paper begs to differ. "We propose an alternative framework that focuses on the suppliers of goods and services to businesses and the government: the "supply chain economy," write Mercedes Delgado and Karen G. Mills. The Supply Chain Economy: A New Framework...
  • 19 Jan 2021
  • In Practice
  • Working Knowledge

Leadership Advice for Biden: Restore a Sense of Calm

by Dina Gerdeman
improve Americans’ lives. It’s this kind of honest and purposeful leadership that we need to help guide our communities through the pandemic and move forward once it’s over. Karen Gordon Mills (@KarenGMills) is a Senior Fellow and served in President Barack Obama’s Cabinet as the Administrator of the US