Search
Show Results For
- All HBS Web
(420)
- Working Knowledge (25)
25
results for karen mills in
Working Knowledge
- 22 Sep 2014
- Op-Ed
- Working Knowledge
Online Banks Fill Funding Needs for Small Business
by Karen Mills
| In the final column on small business lending, Karen Mills is optimistic that the rise of alternative online banks can fund entrepreneurial business growth.
|
- 21 Jul 2014
- Research & Ideas
- Working Knowledge
Is a Gap in Small-Business Credit Holding Back the American Economy?
by Karen Mills
| ...Karen Mills, former head of the US Small Business Administration, analyzes the current state of availability of bank capital for small business.
|
- 22 Dec 2016
- Op-Ed
- Working Knowledge
The Small Business Administration is a Model for How to Drive Economic Growth
by Karen Mills
| Responding to a recent editorial in the Washington Post, Karen Mills argues that the Small Business Administration is an effective public-private partnership model that fuels economic growth, access, and opportunity for all Americans.
|
- 28 Aug 2014
- Op-Ed
- Working Knowledge
Government Can Do More to Unfreeze Small Business Credit
by Karen Mills
| In part three of her series on the state of small-business lending, Karen Mills discusses how public-private partnerships and government guarantee programs have the potential to enhance economic growth.
|
- 02 Nov 2016
- Op-Ed
- Working Knowledge
Government and Financial Tech Can Fix Cash Woes for Small Businesses
by Karen Mills
| Cash flow is a major concern for small businesses, which, on average, hold only 27 days’ reserve. Karen Mills looks at how "fintech" and government policies can pull companies off the cash flow edge.
|
- 30 Nov 2016
- Op-Ed
- Working Knowledge
Where Could More Regulation Help Small Businesses? Online Lending.
by Karen Mills and Brayden McCarthy
| The regulatory system overseeing the financial technology industry is a tangle of multiple agencies and inconsistent rules. Karen Mills and Brayden McCarthy propose a six-point plan to regulate online lending.
|
- 04 Aug 2014
- Op-Ed
- Working Knowledge
Why Small-Business Lending Is Not Recovering
by Karen Mills
| Lending to small businesses has not returned to levels seen before the financial crisis. Karen Mills, former head of the US Small Business Administration, explains the reasons and why the situation is not likely to improve anytime soon.
|
- 19 Nov 2019
- Op-Ed
- Working Knowledge
Gender Bias Complaints against Apple Card Signal a Dark Side to Fintech
by Karen G. Mills
| The possibility that Apple Card applicants were subject to gender bias opens a new frontier for the financial services sector in which regulators are largely absent, argues Karen Mills.
|
- 14 Aug 2014
- Working Paper Summaries
- Working Knowledge
The State of Small Business Lending: Credit Access During the Recovery and How Technology May Change the Game
by Karen Mills & Brayden McCarthy
| Small businesses are core to US economic competitiveness. Not only do they employ half of the nation's private sector workforce--about 120 million people--but also since 1995 they have created approximately two‐thirds of the net new jobs in the country. Yet in...
|
- 19 Feb 2018
- Working Paper Summaries
- Working Knowledge
The Supply Chain Economy: A New Framework for Understanding Innovation and Services
by Mercedes Delgado and Karen G. Mills
| This study shows that a large and dynamic supply chain economy plays a crucial role in innovation and in the creation of well-paid jobs. Traded service suppliers are particularly important. Policies that help suppliers access skilled labor, buyers, and capital could be...
|
- 16 Feb 2018
- Working Paper Summaries
- Working Knowledge
A New Categorization of the US Economy: The Role of Supply Chain Industries in Innovation and Economic Performance
by Mercedes Delgado and Karen G. Mills
| This paper provides a novel industry categorization that quantifies the supply chain economy in the United States. Suppliers of goods, and particularly services, to business and government are a distinct and large sector, and play an important role in national...
|
- 14 Dec 2016
- Working Paper Summaries
- Working Knowledge
The State of Small Business Lending: Innovation and Technology and the Implications for Regulation
by Karen Gordon Mills and Brayden McCarthy
| New online fintech competitors have entered the small business lending space, filling a gap in small-dollar loans. More than 70 percent of small businesses seek loans in amounts under $250,000 and more than 60 percent want loans under $100,000. Gaps in regulation of...
|
- 07 Sep 2020
- Research & Ideas
- Working Knowledge
How to Help Small Businesses Survive COVID's Next Phase
by Danielle Kost
| For small businesses that have survived the coronavirus so far, what's next? Karen Mills outlines steps that business owners and government should take immediately.
|
- 03 Apr 2019
- Book
- Working Knowledge
Fintech's Game-Changing Opportunities for Small Business
by Martha Lagace
| In the new book Fintech, Small Business, & the American Dream, Karen Mills describes how technology is opening up new capital for entrepreneurs. Around the corner: The transformative benefits of AI and big data.
|
- 25 Mar 2019
- Research & Ideas
- Working Knowledge
The Secret Life of Supply Chains
by Michael Blanding
| While US policymakers and politicians focus on reviving the manufacturing sector, Mercedes Delgado and Karen Mills unearth a source of better jobs hidden in plain sight. Call it the supply chain economy.
|
- 20 Dec 2018
- Cold Call Podcast
- Working Knowledge
Using Fintech to Disrupt Eastern Bank from Within
Re: Karen Mills
| When Eastern Bank decided to battle a threat from new competitors, it hired a fintech executive to set up Eastern Labs and start innovating. Karen Mills discusses her case study on what happened next.
|
- 09 Apr 2014
- Research & Ideas
- Working Knowledge
A Playbook for Small-Business Job Creation
by Carmen Nobel
| ...Karen Mills left her post as SBA Administrator for a joint fellowship at Harvard to tackle a question she's faced her whole career: How can the United States drive innovation and turn it into jobs?...
|
- 20 Mar 2020
- Research & Ideas
- Working Knowledge
How Small Businesses Can Survive the Coronavirus Outbreak
by Danielle Kost
| COVID-19 will put many small businesses on life support. Karen G. Mills, who has been advising policymakers on aid options, offers guidance to owners on the brink of ruin.
|
- 06 Feb 2018
- First Look
- Working Knowledge
First Look at New Research and Ideas: February 6, 2018
| ...creation than the services sector, but a new paper begs to differ. "We propose an alternative framework that focuses on the suppliers of goods and services to businesses and the government: the "supply chain economy," write Mercedes Delgado and Karen G. Mills. The Supply Chain Economy: A New Framework...
|
- 11 Jun 2019
- Book
- Working Knowledge
These Aren't Beach Books, but Managers Should Read Them Anyway
by Sean Silverthorne
| says Tarun Khanna, is that startups must create their own trust. Fintech, Small Business, & the American Dream Karen Mills describes how technology is opening up new capital for entrepreneurs. Creative Construction: The DNA of Sustained InnovationLarge companies can be easy targets for
|